Florida Wind Mitigation Inspection

Recently, there have been so many changes in the weather condition that we are experiencing in the world. One of the greatest challenges that people from Florida are working out is the process of measuring the wind and insuring the homes of the people in the said area.

House For Wind Mitigation

The process of getting a wind mitigation inspection will help the house owners known that whatever disaster may come, their house will be insured to be rebuilt with a new one. It is the government of Florida’s way of helping their people during windstorms and other wind known disasters that might occur in their area. Sighting the house’s condition, the homeowners could get discounts and credits from the government letting them have all the full benefits that their town offers.

This wind mitigation inspection program in Florida checks the method of construction that will eventually make and create wind mitigation discounts and credits that the officials will based upon several methods that eventually will provide high protection from damages that can be caused by wind hurricane and windstorms.

Wind Mitigation Typical Construction Features

Most of the time, the inspection does not take longer and will only last up to a hour of inspecting the whole household. The savings that the homeowners could get will be in a form of check that will be directed from the house insurance company that will usually take 3-6 weeks to be claimed upon.

Only the Licensed Building Contractors or the Certified Architects of Florida will be able to conduct the wind mitigation inspections. In conducting this wind mitigation inspection, you are able to save a lot from the discounts and credits that you will be getting after the said house inspection. Every buyer must be very cautious when it comes to getting cheaper prices for the licensed professionals that will conduct the inspections.

It is a law in Florida that states that all the insurance companies are REQUIRED to offer every homeowner in Florida with discounts and credits that will help them in the process of rebuilding their homes whenever disasters like hurricanes and windstorms cause a big damage.

The discounts for wind mitigation are applied to a windstorm portion of one’s total premium insurance for the household. This will actually depend on what area of Florida you are living in. This windstorm portion will be about 15% -70% of the total premium that one can get.

Wind Mitigation Instruction

With regard to the location of your house, the discounted rates for wind insurances must be adjusted in accordance to the location of the property that is located on within the state of Florida. Discounts can also be determined with the use of the value of purchase for your house- the higher the cost of your home, the bigger the discount that you will be getting.

Those people who have high wind resistive houses will have lower windstorm losses. The lower the wind storm loss will entitle to a reduced cost for the insurance companies and will therefore be passed on to the homeowners.